Your Wallet Is YourFinancial Reputation.
Bridge onchain earnings and traditional finance. Chainalyse transforms raw wallet activity into verifiable financial intelligence lenders trust.
Input
Analyst
Output
Financial Health
89
Reputation
91
Income Stability
Stable Earner
Est. Loan Capacity
$2,400
The problem
Your wallet knows your income.
Your lender doesn't.
Millions of freelancers, remote workers, creators and DAO contributors receive payments in crypto every month. Yet when applying for loans, they are asked for bank statements, payslips and employment records that don't reflect their real financial activity.
As a result, reliable earners are often unable to prove their income despite having years of verifiable onchain history.
- Crypto payments don't appear on traditional bank statements
- Freelancers struggle to prove recurring income
- Lenders have no standard way to assess wallet reputation
- Years of financial history remain trapped inside blockchain data
Chainalyse
0x7A3...91F
- + 1,247 Transactions
- + 18 Months Activity
- + Stablecoin Income
Can this wallet qualify for a loan?
The solution
Turning onchain wallet activity into financial reputation.
Chainalyse analyzes onchain activity and transforms it into lender-ready financial insights, reputation scores, income verification and borrowing recommendations.
Instead of asking users for payslips and bank statements, lenders can evaluate a wallet's financial behavior through transparent blockchain data.
How it works
From wallet activity to lender-ready proof of income
Chainalyse transforms years of blockchain activity into a professional financial profile that lenders can understand.
Connect Your Wallet
Securely connect your wallet and allow Chainalyse to analyze your onchain financial history.
OnFRA Analyzes Activity
Our AI agent evaluates wallet activity on the Celo network only — income patterns, savings behavior, wallet maturity and financial consistency.
Generate Financial Scores
Receive Financial Health, Reputation, Income Stability and Loan Capacity insights.
Download Your Financial Passport
Generate a verified report including transaction statements, financial scores and borrowing recommendations.
Supported chains
What's Inside Your Report
Everything lenders need to evaluate you
Financial Health Score
Measures overall wallet strength using income consistency, savings patterns and spending behavior.
Reputation Score
Evaluates wallet maturity, transaction history and long-term financial reliability.
Income Stability
Detects recurring income streams and estimates income consistency over time.
Loan Capacity Estimate
Suggests a responsible borrowing range based on observed wallet activity.
Transaction Statements
Generate wallet transaction statements for:
- •Last 3 Months
- •Last 6 Months
- •Last 12 Months
AI Financial Summary
A lender-friendly explanation of the wallet's financial behavior generated by OnFRA.
Who Chainalyse Helps
Built for the onchain economy
Anyone earning, saving or building onchain deserves access to financial opportunities.
Freelancers
Convert crypto earnings into lender-ready proof of income.
Remote Workers
Demonstrate cross-border income without traditional payslips.
DAO Contributors
Verify recurring contributor compensation and treasury payments.
Creators
Turn community and platform earnings into financial credibility.
Saccos & Lenders
Assess borrower reliability using transparent blockchain data.
Crypto Entrepreneurs
Use wallet activity as evidence of business performance and revenue.